Courtesy of Chellie Campbell. Creator of the Financial Stress Reduction® Workshops, and author of The Wealthy Spirit, and Zero to Zillionaire. She has been prominently quoted as a financial expert in the Los Angeles Times, Good Housekeeping, Lifetime, Essence, Woman’s World and more than 50 popular books. She can be reached at Chellie@chellie.com
“If you hear a voice within you say ‘you cannot paint,’ then by all means paint and that voice will be silenced.” — Vincent Van Gogh
1. Do Daily Affirmations. Great success begins with thinking positive thoughts about yourself and your expectations for your future. Affirmations are designed to help you with this process, but they only work if you say them. Knowing about them isn’t the same as doing them. Try these favorites of mine: “People love to give me money!” “I am rich and wonderful!” “All my clients praise me and pay me!” “I now receive large sums of money just for being me!”
2. Send out Ships. Thinking positive is your first step to living rich, inside and out. But it is not enough. You have to take action to achieve your goals. I call this “Sending Out Ships.” In the nineteenth century, the merchants in London built grand, tall-masted sailing ships that would visit foreign ports and trade for gold, jewels, silks, and spices. When the ship would return laden with treasure the merchant’s fortune was made. That’s where the expression “I’m waiting for my ship to come in,” comes from. But some people are going down to the dock, waiting for their ship to come in—but they haven’t sent any out! If you want fortune to arrive on the next wave, you’ve got to send out some ships to go get it.
3. Practice Little Actions. Your life is the sum total of all the little actions you take, your daily habit patterns. Successful people are those whose daily habits add up to something great. You don’t suddenly one day, write a book. You write a paragraph today. Then tomorrow, you write another one. And the next day, another. If I want to lose twenty pounds, each day I have to choose low fat foods and vegetables and omit hot fudge sundaes and brownies. If I want to play the piano beautifully, I have to practice scales today instead of watch television or play baseball. If I want to sell my product or service, I have to confront my fears and make a phone call to a stranger today. I must, each day, send out the little canoes before I am ready to launch a cruise ship.
4. Count Your Money. To achieve success, you must think positive and send out ships. But if you want to achieve financial success, you have to add the third step: Count your money. Keeping track of how much you’re making, how much you’re spending, and how much you’re saving will tell you how effectively you’re doing the first two steps. In other words, budget. That stands for Baby-U-Deserve-Getting-Every-Thing! Maybe you’re on Low Budget now, but write up your High Budget for when your ships come in!
5. Write “Thank you!” on all your checks. It is important for your personal prosperity to take joy in the process of sending other people money. As you write the check, use the credit card, or pay the cash for your purchase, know that you are creating financial benefits for many unseen individuals who make their living from these transactions. Smile and write “Thank you!” on the bottom of every check or receipt. “Thank you!” that I can buy this wonderful product or service that I want. “Thank you!” for providing it for me. “Thank you!” that I have the money to buy it—and that the check is good.
6. Make a Magic Money Wish List. Every so often, as I worked within my budget, I would think of something extra I wanted that wasn’t on it. It could be something practical like new piece of computer equipment or it could be something fun or extravagant like new clothes or jewelry. Whenever I thought of something, I wrote it down on a piece of paper I labeled it my “Magic Money Wish List”. Without paying much attention to it, I started regularly receiving extra money. In fact, the amounts I received almost always totaled the amount of money I needed to buy the things on this list! I suddenly became conscious of what I was doing. I was naming a goal, writing it down, and telling my subconscious and the Universe to create it for me. Try this – it works!
7. Swim With Dolphins. There are three kinds of fish in the sea: Dolphins, Sharks and Tuna. Dolphins are wonderful creatures: intelligent, happy, and playful. They communicate; they swim in schools. They’ve been known to ward off a shark attack and protect the other fish. Sharks are eating machines. Their job is to eat you. If you find yourself in the water with a shark, put your shark fin on or get out of the water. Tuna fish are food. They whine a lot. Think everything that happens to them is somebody else’s fault. Sharks don’t want to pay you and Tuna can’t. Real money is made when you have Dolphins on your team.
8. Don’t Give up the Ship. We’ve all heard stories of the “overnight success”—and the one, fabulous break that meant stardom for someone. In reality, it took them ten or twenty years of hard work to get to that one lucky moment. Jon Bon Jovi wanted to be a rock star He worked as a janitor for two years and on the side, he made fifty demo records in pursuit of his dream. Finally, one of his songs made it on the radio. It became an instant hit and Jon put together a band and got a recording contract. But it wasn’t until their third album, Slippery When Wet, that national fame arrived and fortune followed. Sharon Stone worked in films for more than ten years before Basic Instinct made her a superstar. I imagine that she thought any number of the films that she made before that one might be her “lucky break” film. King Solomon’s Mines? No. The Year of the Gun? No. What if these people had given up before their big success arrived? Don’t you do it!
9. It’s Never Too Late. Colonel Sanders, of Kentucky Fried Chicken Fame, began his business at age sixty-five, after he received his first Social Security check, looked at the tiny amount of money and decided, “This will never do!” The only thing he could think of to sell was the great recipe he had for fried chicken. Over one thousand restaurants turned down his approach for a partnership. Then one said yes. Then another and another. Overnight success. A friend of mine went back to school to get her Ph.D. Friends told her, “But you’ll be 50 before you get it!” She said, “I’m going to be 50 anyway – with it or without it. I’d rather be 50 with a Ph.D.!” And she was.
10. Lighten Up on the Way to Enlightenment. Learn to live rich, inside and out. Focus on joy, happiness, your relationship with God, your relationships with other people, the meaning of life, and the mission of your life. Rich or poor, you can meditate and pray and make these your priorities. When you are joyful and grateful for what you have, you create the space for more. When you sense that there is a purpose to life and a mission within it for you to fulfill, then you act in harmony with God and the Universe. Open yourself to manifesting abundance in all areas of life, including financial success, knowing that you will use it honorably and with wisdom for the good of all around you.